DSCR Rental Loans - 30‑Year Financing for Income Property Investors

Realtor showing rental property to clients - CW Funding DSCR rental loans

Collateral:

Non-Owner Occupied 1-9 Unit Properties, Condos and Townhomes

Loan to Value:

Up to 80% of As Is Value

Loan Amount:

$100,000 to $3,000,000

Rates:

Starting at 6%

Amortization Options:

30-Year Fixed, Hybrid ARM options available

Pre-Payment Penalty

5-4-3-2-1 can be bought down with the rate

Long-Term, Cash Flow-Based Loans to Grow Your Rental Portfolio with Ease

Growing your rental portfolio should be about finding the right properties, not wrestling with bank bureaucracy. That’s why our DSCR Rental Loans are built for today’s investor – offering a smarter, simpler path to financing rental properties, no matter how many you own or how complex your income streams.

We focus on what matters: the property’s income potential. Instead of putting you through the wringer with endless requests for pay stubs, tax returns, and personal documentation, we underwrite based on your property’s Debt Service Coverage Ratio (DSCR). Learn more about our full range of loan programs

to see how DSCR loans compare to other options like fix and flip or ground-up construction financing. This means faster approvals, fewer headaches, and the flexibility to keep scaling – even if your personal income isn’t a fit for traditional lenders.

Our DSCR loans work for both single rental properties and larger portfolios. Enjoy competitive rates, longer terms, and options for interest-only periods, so you can keep more of your cash for new acquisitions or property improvements. We know investors’ needs vary, so we tailor each loan to your unique goals – whether you’re focused on cash flow, appreciation, or building long-term wealth.

CW Funding brings a practical, investor-first approach to rental property financing – helping you seize opportunities and grow your portfolio on your terms.
Contact our lending team today to discuss your DSCR rental loan options and get started with a quick, straightforward approval process.

Why Our DSCR Rental Loans Stand Out

Approval based on property cash flow, not your personal income.
DSCR rental loans ideal for self‑employed investors or those expanding rapidly.
Finance single rental properties or entire income‑producing portfolios.
Competitive rates, 30‑year terms, and interest‑only options available.
Minimal paperwork with quick, reliable closings.

Brick duplex rental property - CW Funding DSCR rental loans

Who’s This For?

Real estate investors who own or want to buy rental properties and prefer DSCR rental loans that focus on the property’s income potential, not just the borrower’s profile.

New construction home at dusk - CW Funding for Brokers partner portal access

How It Works

Submit your property’s income and expense details for a fast analysis.
Get an approval decision based on the property’s performance.
Close quickly and start building or scaling your rental income.

Residential property - broker compensation opportunities with CW Funding

Unlock the easiest path to rental portfolio growth.

Get in Touch

Let’s Talk About Your Next Deal
Got questions about funding options? Ready to move on a property, or just want to know what’s possible for your next project? CW Funding is here to help – no hassle, no pressure, just honest guidance and fast answers.

Prefer a quick response?
Fill out the form, and one of our team members will get back to you – usually within one business day. Let us know the best way to reach you, and we’ll take care of the rest.